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Ana is a salaried worker, earning her income from her job delivering pharmaceutical products. She has to travel to her mother-in-law’s daily, in order to drop off her daughter during her working hours, as she is a single mother and has no one at home with whom she can leave her daughter.

She is requesting this loan in order to purchase cement, sand, gravel, and iron, for the construction of a well in her home, as water is scarce, and is vitally important for daily life. Her biggest goal is to give the best to her little daughter.
View original language description ↓
Ana es asalariada obtiene sus ingresos de su labor como despachadora de productos farmacéuticos, tiene que viajar diariamente donde su suegra a dejar y traer a su hija durante sus horas laborales, por ser madre soltera y no tiene con quien dejar su hija en su casa. solicita este crédito para comprar cemento, arena, piedrin y hierro para construcción de un pozo en su vivienda ya que el agua es escasa y es de vital importancia en la vida cotidiana. Su mayor propósito es darle lo mejora a su pequeña hija.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ana to purchase construction materials for digging a well.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2014
Jun 12, 2014
Currency Exchange Loss:
Apr 17, 2015