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Marcelino Luis
Marcelino, 41, is an entrepreneurial man and worker who lives in the District of Huarmey with his wife and daughter.
He has fought to make his family’s life better and improve their quality of life.
For the last three years he has worked buying and selling animals intended for consumption, which has been successful due to the amount of customers that he has and the competitive prices that Marcelino offers his products.
But this exemplary man does not just stop at this job. For the last two years he has worked in the asparagus fields as a cutter, in this way generating an additional source of income.
Marcelina would be eternally grateful for the Kiva loans, as with the help that the loans would give him, he could remodel and reinforce his house in order to protect his family during the rainy season. With this, he would feel much more comfortable in his home and would provide greater security to his family. In the future he could accomplish his greatest dream: “to have his own car.”
View original language description ↓
Marcelino tiene 41 años de edad, es un hombre emprendedor y trabajador que vive en el Distrito de Huarmey con su esposa e hija.
Ha luchado mucho para sacar adelante a su familia y mejorar su nivel de vida.
Desde hace 3 años se dedica a la compra y venta de animales de consumo, siendo un exitoso empresario debido a la cantidad de clientes que tiene y al precio competitivo al cual ofrece sus productos.
Pero este hombre ejemplar no se da por vencido con ese trabajo. Desde hace 2 labora en el campo de espárragos desempeñándose como Cortador, obteniendo de esta manera un ingreso adicional.
Marcelino estará eternamente agradecido con los prestamistas Kiva, ya que con el apoyo que le han brindado podrá remodelar y reforzar su casa para poder proteger a su familia durante la temporada de lluvia, de esta manera sentirá mayor comodidad en su hogar y brindará mayor seguridad a su familia, y más adelante podrá cumplir su gran sueño: “Tener su propio carro”

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Marcelino Luis to remodel his home for the rainy season.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 10, 2014
Jun 11, 2014
Currency Exchange Loss:
Oct 17, 2014