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Karla Vanesa
Karla Vanesa has been working as an assistant accountant for a public health center for ten years. She needs this loan to make some home improvements, such as replacing part of the roof that was affected by the earthquakes in April, 2014. She is grateful to CEPRODEL for helping her with this, through this loan and thereby improving her living conditions.
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La Sra. Karla Vanesa trabaja para un centro de salud publico como asistente de contabilidad desde hace mas de 10 años, actualmente este credito lo requiere para realizar mejoras menores en su casa de habitacion como es el cambio parcial de techo, ya que se vio afectada por lo terremotos realizados en el mes de abril del año 2014, agradece a ceprodel por apoyarla en esa actividad por medio del credito otorgado, asi ayudandola a mejorar sus condiciones de vida

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Karla Vanesa to repair her roof.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 11, 2014
Currency Exchange Loss:
Feb 3, 2016