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Jandys Isabel
Upon seeing Jandys, it is only possible to feel a deep admiration for her courage and constant hard work to get her children ahead and give them the best she can.

She is an enterprising woman. She lives with her husband on a farm where they serve as caretakers. She wants to begin her own business raising, fattening, and selling chickens. She learned this line of work systematically from the time she was a child. She trusts in the help of this loan in order to get her project going and have an opportunity to move ahead.

She will invest the money in the purchase of 100 laying hens and in the purchase of feed and concentrated feed to sustain them.

The only thing she hopes for is to have a stable income that allows her children to have a happy childhood.
View original language description ↓
Al ver a la señora Jandys solo se puede sentir una profunda admiración por su coraje y trabajo constante por sacar a sus hijos adelante y darles lo mejor que puede.
Ella es una mujer emprendedora, vive en una finca con su esposo donde se desempeñan como mayordomos de la misma. Ella desea iniciar con su propio negocio de cría y venta de pollos de engorde y levante, actividad aprendida de manera empírica desde que era una niña. Ella confía en la ayuda del crédito para sacar adelante su proyecto y tener una oportunidad de progresar.
El dinero lo invertirá en la compra de 100 gallinas ponedoras y en la compra de alimentos y concentrados para sostenimiento de las mismas.
Lo único que espera es tener unos ingresos estables que permitan un feliz desarrollo de sus hijos.

Additional Information

More information about this loan

By supporting this loan, you're helping a borrower launch a new business!

This loan is designed for an entrepreneur who needs working capital to start a brand new business. Along with the loan, Kiva's field partner Interactuar provides counseling, training courses, and other financial resources to help new, riskier entrepreneurs set up young businesses.

Important Information

This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.


About Colombia

  • $11,100
    Average annual income
  • 308
    View loans »
    Colombia Loans Fundraising
  • $18,193,150
    Funds lent in using Kiva
  • 1,906.6
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Jandys Isabel to buy about 100 laying hens, as well as concentrated feed.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2014
Jun 11, 2014
Currency Exchange Loss:
Apr 18, 2015