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The 29-year-old client lives with his family in their own home. He works growing maize and beans. He has worked in agriculture for a number of years, which has given him a lot of experience. This permits him to get the best harvests. He sells his harvest in the different markets that are close to his home. He already has many customers who prefer to buy from him because of the quality of his products, their good prices, and above all, his good customer service.

He needs to invest, so he is requesting a loan which will allow him to purchase seeds, insecticides, fertilizers, compost, herbicides, etc., as can be seen in the photo. The customer has good references from those who know him and he is very responsible. He says that he will be able to pay back the loan within the established time period and will also be able to promote the economic security of his household.
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El clienta de 29 años de edad vive junto a su familia en casa propia, el se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, cuando su cosecha y esta la comercializa en los diferentes mercado que se encuentran cerca de su casa, ya tiene mucha clientela que lo prefieren por la calidad, los buenos precios y sobre todo por el buen servicio; el necesita invertir por eso solicita un crédito que le permita comprar semillas, insecticida, fertilizantes, abonos, herbicida, etc. asi como muestra en la fotografía, el clienta tiene buenas referencias por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 580
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy seeds, insecticide, fertilizers, compost, herbicide, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 27, 2014
Jun 11, 2014
Currency Exchange Loss:
May 17, 2015