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Hina is a 31-year-old married woman. For about 4 years she has been doing hand embroidery. She makes beautiful patterns for the people of her community. Her designs are in much demand and she has managed to consolidate a clientele. This allows her to contribute to the expenses of her home.

To help continue her operations, she has requested a loan of 40,000 PKR to buy spools of threads in different colors, with some packs of beads, sequins and stones for its embellishment. In this way she would be able to cater to more customers consistently. She is hopeful to increase her income by targeting more customers.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 364
    View loans »
    Pakistan Loans Fundraising
  • $16,478,925
    Funds lent in using Kiva
  • 98.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hina to buy spools of threads in different colors with some packs of beads, sequins, and stones.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2014
Jun 4, 2014
Currency Exchange Loss:
May 17, 2015