A loan of $875 helped to buy more fertilizer and support labor costs, during maize production.


Anathalie's story

Anathalie is 56 years old. She is married and has five children. She will use a Kiva loan to support labor costs and buy fertilizer during maize production. She needs to buy fertilizer, in order to increase production. She wishes to invest her farming profits in her business, so that in the future she can acquire machines and tractors that will enhance her farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details