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Peter is a community leader and businessman based in Nairobi, the capital city of Kenya. He owns rental houses, a retail shop and a water vending business in the expansive urban informal settlements of Mukuru.

Peter hopes to see a cleaner environment in his community so that his businesses could thrive and help him to lead a quality lifestyle. This gave him the urge to learn about more about the Fresh Life Toilets and the impact they've had on the community. Peter seeks a loan to help him purchase and run one Fresh Life Toilet. He chose the Fresh Life Franchise since he saw an opportunity to make money as well as to ease access to sanitation facilities for community members. Income earned from the franchise will be used to repay his loan as well as to keep diversifying his businesses and create employment opportunities.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 371
    View loans »
    Kenya Loans Fundraising
  • $50,260,575
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Peter to purchase and run one Fresh Life Toilet.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 21, 2014
Jun 3, 2014
Currency Exchange Loss:
Feb 17, 2016