A loan of $675 helped a member to purchase fertilizers to improve her crop.

Mrs. Yoem Saroeurn's Group's story

Mrs. Yoem S. is the group leader of five people who all live in Pon Ley Village in Takeo Province. Mrs. Yoem S. owns a hectar to cultivate rice on. In her plantation, she now faces a problem because her field is infertile which it has a bad effect on her crop.

In order to solve this problem, Mrs. Yoem S. has decided to ask for a loan to purchase fertilizer to improve her crop. Her husband, Mr. Suk Sorn, helps her on the plantation. Mrs. Yoem S. is 40 years old and the mother of four children, one of whom is employed in a garment factory while the others are enrolled in the local school.

Mrs. Uy S. was not present at the group meeting, but her husband was, so he is in the picture.

One of the members in this group has end-of-term loans and the rest have monthly payment loans. This member is not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Yoem, Uy, Koy, Pok, Khiev

Loan details

Lenders and lending teams

Loan details