A loan of $1,925 helped a member to purchase more silk to weave to reach her customers’ demand.


Mrs. Mach Van's Village Bank Group's story

Seventeen people in Boeng Tranh Village in Takeo Province make up this village bank loan group and they plan to use the loan which they obtained for different purposes. Mrs. Mach V. is the village bank president who has selected by the members. She is a silk weaver in the local village. Since this business is going well, she wants to expand it so she decided to ask for a loan to purchase more silk to weave to meet her customers’ demand. Her husband, Mr. Suong Sokheng, is a construction worker, who can onL. make very little income to meet his famiL.'s expenses. Mrs. Mach V. is 28 years old and the mother of three children, two of whom are attending the local school, while the youngest one is too young to work or study because that child is at the age of two.

Mr. Som S. did not come to accept the loan but his wife did and is present in the picture instead.

This is a village bank loan consisting of mainL. end-of-term loans. Twelve members have end-of-term loans and the rest have monthL. payment loans. These members are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. These allow them to repay portions of the principal whenever they are financialL. able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of onL. 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Mach, Leng, Sao, Sao, Phoeng, Phoeng, Pang, Mom, Uon, Phe, Sak, Som, Hang, Seng, Phoeng, Mouv, Em
*not pictured



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