A loan of $1,175 helped a member to purchase zincs to fix her roof during the rainy season.


Mrs. Sok Kheng's Village Bank Group's story

This village bank loan, which consists of thirteen people, is located in Bompong Phchoek Village in Kampong Chhnang Province. Mrs. Sok K. is village bank president. She is a basket maker in the local village. Aside from this business, she is a poultry breeder who raises chicken. Mrs. Sok K. is a 44-year-old widow with four children, two of whom help with their mother's businesses, while the others are attending the local school. Although Mrs. Sok K. and children try to help each other to earn a living, they still live in an old house. To improve her living conditions, Mrs. Sok K. decided to ask for a loan to buy zincs to fix her roof during the rainy season.

All the members in this village bank have end-of-term loans so they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. These allow thE. to repay portions of the principal whenever they are financially able to. Most clients stA. to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Sok, Chhun, Phom, Khorl, Kham, Nhem, Tim, Tim, Chun, Phum, Pho, Uo, Um



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Loan details