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Update on Janet

Janet is a green grocer who has been running her business for the past years, with a monthly income of KES 30,000, which she uses to support her family.

She has applied for her fourth loan, in the amount of KES 40,000, through which she will buy more stocks of bananas, potatoes, and vegetables. This way, she will be able to increase her income. She will use her anticipated profits to educate her children.

Janet has repaid all of her previous loans. In the future, she wishes to open a general store and to educate her children to university level.

Previous Loan Details

Janet is 42 years old and married with four children. She sells groceries in Kangundo town and the business has been profitable. This is her third loan term with KADET Ltd. and she plans to buy more stock of bananas, sweet potatoes, fruits and vegetables. This will enable her to have enough st... More from Janet's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 475
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Janet to buy more stocks of bananas, potatoes, and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2014
Jun 2, 2014
Currency Exchange Loss:
Jun 19, 2015
This photo was used before for a previous loan for Janet. It was first posted on Kiva on Jul, 2013. Learn More