A loan of $1,850 helped to buy more fertilizers and support labor costs during rice production.


Legine's story

Legine is a rice farmer. She would like to use her Kiva loan funds to support labor costs and buy fertilizers during rice production.

Buying fertilizer will allow Legine to increase her farm's production. With the resulting profits, she wishes to invest in her business so that in the future she can acquire machines and tractors that will enhance her farming capacity.

Legine and her husband have three children.

The agriculture sector accounts for 37 percent of Rwanda's gross domestic product, generates 65 percent of Rwanda's export revenue, and employs approximately 90 percent of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details