A loan of $1,850 helped to buy more fertilizer and support labor costs, during rice production.


Hirari's story

Hirari is 35 years old. He is married and has three children. He would like to use a Kiva loan to support labor costs and buy fertilizer, during rice production. He needs to buy fertilizer in order to increase production. He wishes to invest his profits from farming in his business, so that in the future he can acquire machines and tractors that will enhance his farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details