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Las Palomitas Group
In this Group: Maria Jesus, Norma Sara, Maria Luz, Emilia, Maria Elena, Aida, Nazaria Madelayda, Emilia Donatila, Tatiana Veronica, Galdys Violeta, Henry Efrain, Henry Jonathan

Update on Las Palomitas Group

Norma is 42 years of age, married with two dependent children. She set up a small general store in her home six months ago and, at the same time, she makes a living selling beauty products.

She will invest the loan in the purchase of more products: rice, sugar, beverages, candy.

Within the group "Las Palomitas," Norma performs the role of treasurer. The group thanks the KIVA investors for the loan provided.

Norma is the person standing first from the right, wearing a grey jacket.
View original language description ↓
Norma tiene 42 años de edad es casada con 02 hijos dependientes. Ella implemento una bodega pequeña en su vivienda hace 06 mese y a la vez se dedica a la venta de productos de belleza. El préstamo lo invertirá en la compra de mas productos arroz azúcar bebidas golosinas. Norma en el grupo “LAS PALOMITAS” cumple la función de tesorera. El grupo agradece a los inversionistas KIVA por el préstamo brindado. Norma es la primera persona parada del lado derecho viste casaquilla ploma.

Previous Loan Details

Aida, 46, has a spouse and a dependent son. She’s been selling natural remedies for ten years and for the last 25 years has also sold auto parts. She will use the loan to buy more natural products. Her greatest wish is to open a natural remedies stand. Aida is standing second from the right we... More from Las Palomitas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Palomitas Group's $4,300 loan helped a member to buy more rice, sugar, candy and beverages.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 22, 2014
Jun 3, 2014
Currency Exchange Loss:
Oct 17, 2014