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She is a native of Waspam, married and 36 years old. She has 5 children, of whom 3 are adolescents, who are attending secondary school, while two are younger. She has had experience as a teacher for 14 years. Her husband is a merchant.

She is requesting funding with the goal of expanding her home. She will purchase construction materials: cement, zinc, wood, nails and cover the costs of labor. Her dream is to have a two story, concrete house.
View original language description ↓
Es originaria de Waspam, casada, tiene 36 años de edad, tiene 5 hijos, de los cuales 3 son adolescentes que estudian su secundaria y dos menores de edad. Cuenta con una experiencia de 14 años de ser docente. Su esposo es comerciante. Con el objetivo de ampliar su vivienda solicita financiamiento para comprar materiales de construcción: cemento, zinc, madera, clavo y cubrir costos de mano de obra. Su sueño es hacer su casa de concreto de dos pisos.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $625 helped Alda to purchase construction materials: cement, zinc, wood, nails and cover the costs of labor.
Repayment Term
19 months (Additional Information)
Repayment Schedule
Apr 30, 2014
Jun 8, 2014
Currency Exchange Loss:
Jul 8, 2014