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This borrower is originally from Bonanza, but he moved to Waspam because of his work. He has more than 22 years of work experience in the health field, with a particular focus on hygiene and epidemiology.

The borrower is 50 years old, married, and has a seven-year-old son who is in his first year of his primary school education. His wife is a homemaker. In order to live securely, he is requesting a loan so that he can build a concrete house. The materials he will buy include 600 blocks, 29 bags of cement, nails, zinc, saws, framing squares, hinges, and wood. He will also cover the cost of labor. His dream is to gradually build his concrete home.
View original language description ↓
Es originario de Bonanza, sin embargo por motivos laborales se trasladó a Waspam, cuenta con una experiencia de más de 22 años de trabajar en el área de salud, particularmente en higiene y epidemiologia, tiene 50 años de edad, está casado, tiene un hijo de 7 años de edad, que estudia su primer grado de educación primaria. Su esposa es ama de casa. Con el propósito de vivir de manera segura, solicita financiamiento para construir su vivienda de concreto, comprar materiales: 600 bloques, 29 bolsas de cemento, clavos, zinc, serrucho, escuadra, bisagras, madera y cubrir costos de mano de obra. Su sueño es construir poco a poco su vivienda de concreto.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jaime to buy tools and construction materials for building his house and to pay for labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2014
Jun 11, 2014
Currency Exchange Loss:
May 17, 2015