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Pamela is a 38-year-old female married Ugandan. She lives in the town of Masindi, Uganda and is responsible for taking care of four children. She has got a retail business where she sells cement and other hardware materials. Her business is located in a rural area where the general public can access her. She started the business so as to earn a living and educate her children. Pamela hopes to expand her business. However, she is challenged with few customers. She wants a loan to buy cement and nails to sell.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.


About Uganda

  • $1,800
    Average annual income
  • 134
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,531.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Pamela to buy cement and nails to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 22, 2014
May 31, 2014
Currency Exchange Loss:
Feb 20, 2015