A loan of $1,225 helped to pay for new stock of cosmetics to sell to her customers.


Elya's story

Elya is from Kapan town where she lives with her retired mother. Elya has been involved in cosmetics sales for 3 years. She trades with different types of cosmetic goods from her house and has a large number of loyal clients. ELya has now requested this loan to pay for new stock of cosmetics for resale to her customers. She has been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans, with soft conditions, for informal businesses that do not have access to credit products.
This loan will be a large support for Elya's small business and she will be very grateful to all lenders for support.



Loan details


Lenders and lending teams




Loan details