Sakina is 33-year-old lady. She enjoys doing the work of hand embroidery. She started doing work with her daughters. Her embroidery patterns are very popular in her territory. Her designs are much in demand, and she has managed to consolidate a clientele that allows her to contribute to the expenses of her home. She has two daughters and two sons.
Her husband is not in good physical shape to support her family. She is motivated to provide her family with the basic necessities of life, including food, health and education. To help her to continue her operations, she has requested a loan of 45,000 PKR to buy reels of thread in different colors and packs of beads, sequins and stones for embellishment.
In this way, she would be able to cater to more customers consistently. She is hopeful to get an increase in her income by targeting more customers. She is in her fourth loan cycle and has shown good repayment behavior.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.