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Tuimizane Bus Group
In this Group: Saleh, Muluziniere, Mukanirwa, Luneno, Aimee, Zawadi, Muisha, Aline, Luchogeza, Kaeni, Kondokelwa, Dorcas, Christelle, Batembo, Kanywabahizi, Lushugurhi, Miburo, Fify, Munguakonkwa, Rehema, Ibrahim, Mapendo, Nyangoma, Denise, Celestine, Keya, Tshikoko, Francoise, Mirindi, Kasiwa
This client, Kaeni, has been a merchant for thirteen years and is the president and a member of the business collective “Tuimizane Bus”. An entrepreneur, she is 52 years old and the married mother of nine children, all students. She is a vendor of secondhand shoes and has a stall for her business at her town’s central market,

Kaeni is requesting a loan from Hekima to grow her business. She is going to purchase 70 pairs of shoes. Her husband is a staff member at a local factory. She started off with funds from her husband. For the future, she would like to provide schooling, clothing, and food for her children.

She thanks Hekima for choosing the right goal of supporting women entrepreneurs excluded from the traditional banking system while according them loans without the need for collateral, especially during this time post-conflict in the country’s eastern region.
View original language description ↓
La cliente Kaeni est une commerçante depuis 13 ans, présidente et membre d’un collectif d’affaires «Tuimizane Bus», entrepreneur, âgée de 52 ans, mariée et mère de 9 enfants qui tous, étudient. Elle est vendeuse souliers usagés, elle étale son business dans le marché central de la ville. Elle sollicite un prêt auprès de Hekima pour accroitre ses activités. Elle va acheter 70 paires de souliers. Son conjoint est un fonctionnaire dans une usine de la place. Elle débuta avec de fonds reçu de son mari. Dans l’avenir, elle souhaite scolariser, vêtir et nourrir ses enfants. Elle remercie Hekima pour avoir bien choisi sa cible, en apportant un soutien aux femmes entrepreneurs exclues du système bancaire classique, tout en leur accordant des crédits sans garantie matérielle, surtout, pendant, la période post conflits dans la région de l’Est Pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 22
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tuimizane Bus Group's $8,800 loan helped a member to purchase 70 pairs of shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 30, 2014
May 31, 2014
Currency Exchange Loss:
Sep 17, 2014