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Flor Maria
Her name is Flor Maria. Once she completes her time at the Campo Alto Institute, she plans to open a business using all of the practical and academic concepts that she has acquired. She will promote and open a spa so that she can grow as a person and a worker until she makes it into a center for facial and body aesthetics where she can compete with the large beauty centers that are already established in the city through her quality and efficiency. She alone pays for her education costs, but at the moment it has become a little complicated because she does not have the necessary resources to pay for the cost of her tuition given the normal cost at Campo Alto. For this reason, she is seeking a loan from Kiva since this is her last semester and the cost has increased slightly.
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Ella es Flor Maria, una vez terminado el paso por la institución campo alto, tiene la idea de tener un negocio utilizando todos los conceptos prácticos y académicos adquiridos, promocionando e instalando un spa, para así mismo crecer como persona y laboral mente hasta ser un centro de estética facial y corporal, para entrar a competir con calidad y eficiencia en los grandes centros de estética ya establecidos hasta el momento en la ciudad.
Ella es una persona que sola se paga los gastos del estudio, pero hasta el momento le ha sido un poco complicado ya que no cuenta con suficientes recursos para poder pagar el valor de las cuotas con el precio normal de campo alto, es por eso que solicita el convenio con kiva, ya que este es el último semestre de ella y los gastos se incrementan un poco.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 323
    View loans »
    Colombia Loans Fundraising
  • $18,147,400
    Funds lent in using Kiva
  • 1,910.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Flor Maria pay for a semester of school.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 5, 2014
Jun 7, 2014
Currency Exchange Loss:
Sep 17, 2014