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Lagarto Group
In this Group: Cruz Maricela, Mary Elizabeth, Mauricio, Esthalin Gabriel, Gladys Veronica, Urbano Francisco, Daisy Rosario, Teofilo Enrique
Mary, an abandoned wife, lives with her 4 children. She's had a veterinary pharmacy for 10 years. With this business she covers the food, health and educational expenses of her children.

Mary's business is well-accepted, because it's the only one of its kind in the community. With this loan, she wants to stock up on fertilizers, fungicides, bactericides, and other products that are of great use in her community. This is because most of the residents work in farming and animal husbandry. Mary is sure that in this way she can better serve her community.

Mary wants to grow her business, and with the earnings, finish building her house. In the future, she wants to buy a car and a house in Santo Domingo. Mary's children want to continue with their education and become: a civil engineer, a model, a systems engineer, and a singer.

All of the members of this group are from the same community, and they have different businesses. They all want to serve their community, offering products at low cost and of very good quality. The leader of this group is raising her hand, and the mother of the child wanted to include him in the picture.
View original language description ↓
MARY, madre abandonada vive con sus 4 hijos. Desde hace más de 10 años ella tiene una farmacia veterinaria. Con la cual se apoya para solventar los gastos de alimentación salud y educación de sus hijos.
Ella goza de buena aceptación en los productos de su farmacia por ser la única en su comunidad.
Con el presente crédito ella desea abastecerse de fertilizantes- fungicidas- bactericidas y otros productos más que son de gran utilidad para su comunidad. Ya que en su mayoría se dedican a la agricultura y ganadería. Ella está segura de que de esta manera, servirá mejor a su comunidad.
MARY. Desea crecer en su negocio y con sus ganancias poder terminar de construir su casa. En un futuro poder comprar un carro y una casa en Santo Domingo.
Sus hijos tienen deseos de continuar sus estudios y llegar a ser: ingeniero civil, modelo, ingeniero en sistemas, y cantante.
Todos los integrantes de este grupo, son de la misma comunidad y tienen negocios diferentes todos tienen deseos de servir a su comunidad ofreciéndoles productos a bajo costo y de muy buena calidad.
la lider del grupo se encuentra levantando la mano y la madre del niño quiso salir con el en la fotografía.

Additional Information

More information about this loan

This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Lagarto Group's $5,800 loan helped a member to buy farming and veterinary products for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2014
Jun 7, 2014
Currency Exchange Loss:
Jun 17, 2015