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Jockas is a 33-year-old, married man. He has two children, both of them attending school. Jockas owns a depot of soda and beer, where he works 12 hours a day. He has been in business for four years; he earns salary as an additional source of income. Jockas began the business to look after his children.

Building a residential house is Jockas's dream. He is a hard-working man; however, low capital is a challenge. Jockas needs money to buy cement for construction.

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 126
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,538.1
    Uganda Shillings (UGX) = $1 USD
A loan of $800 helped Jockas to buy cement for construction.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 21, 2014
May 29, 2014
Currency Exchange Loss:
Jun 28, 2014