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Jockas is a 33-year-old, married man. He has two children, both of them attending school. Jockas owns a depot of soda and beer, where he works 12 hours a day. He has been in business for four years; he earns salary as an additional source of income. Jockas began the business to look after his children.

Building a residential house is Jockas's dream. He is a hard-working man; however, low capital is a challenge. Jockas needs money to buy cement for construction.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 197
    View loans »
    Uganda Loans Fundraising
  • $32,706,950
    Funds lent in using Kiva
  • 2,538.1
    Uganda Shillings (UGX) = $1 USD
A loan of $800 helped Jockas to buy cement for construction.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 21, 2014
May 29, 2014
Currency Exchange Loss:
Jun 28, 2014