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Almira, age 36, offers pre-paid mobile phone loading services to earn an income. She has been in her e-loading business for the past three years. She is a very hard-working entrepreneur.

She and her husband have three children.

Almira is requesting a loan in the amount of PhP 19,000 loan amount through NWTF. She will use her loan funds to purchase more pre-paid load time to offer for sale.

In the future, Almira would like to save enough money to build a restaurant at the local public market.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 384
    View loans »
    Philippines Loans Fundraising
  • $70,798,900
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Almira to purchase pre-paid mobile phone load time to offer for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 29, 2014
May 28, 2014
Currency Exchange Loss:
Nov 17, 2014