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Guadalupe Lucia
Guadalupe Lucia works as a custodian for one of the universities in the City of León. She has worked there for 28 years, and she starts work at 7:00 a.m. and finishes at 5:00 p.m., Monday through Friday. She does this work in order to support her household.

Doña Guadalupe is requesting this loan from Ceprodel to buy concrete blocks, iron bars and metal plates for the construction of her humble house. This will allow her to improve her quality of life and that of her family.
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La señora Guadalupe Lucia, labora como conserje en una de las universidades en la Ciudad de León desde hace veintiocho años, inicia sus labores desde las 7:00 am finalizando a las 5:00 pm de lunes a viernes, el realiza este trabajo para llevar el sustento a su hogar.

Doña Guadalupe solicito este crédito a Ceprodel para la compra de bloques, hierro y zinc para la construcción de su humilde vivienda, lo cual le permitirá mejorar su nivel de vida junto a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $400 helped Guadalupe Lucia to buy concrete blocks, iron bars and metal plates.
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 12, 2014
Jun 6, 2014
Currency Exchange Loss:
Jul 6, 2014