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Thanh Luong 1 Group
In this Group: Minh, Cuc, Tan, Tuyet, Phong, Chinh, Thanh, Tinh*
* not pictured
Tuyet, 33, is an unmarried Thai woman. She lives with her brother, sister-in-law, and their three children who attend school. She and her brother and his wife work in agriculture to grow rice, and raise pigs, buffalo, chickens, and plant a vegetable garden. Regardless of their considerable efforts, they face difficulties including the high price of supplies, low price of their products, and insect issues.

Tuyet said that she had heard a lot about Anh Chi Em Program's activities and she wanted to acquire a loan and training so that she could avoid the damage caused by insects and find the solution for the pricing of products and supplies.

This is her first loan in Anh Chi Em and she will use a portion of the loan to buy chickens and ducks to expand her business. Tuyet hopes that she will be able to afford to move out and live independently. She also dreams of getting married to a good man and raising her children to be successful in a career and life.

In the picture, Tuyet wears a blue shirt and stands first from the right.

Additional Information

More information about this loan

Anh Chi Em (ACE) is an International NGO microfinance program that supports vulnerable and marginalized individuals in the severely underserved regions of Dien Bien and Muong Ang District in Dien Bien Province and in Northern Vietnam. Launched in 2007 by the French non-profit Entrepreneurs du Monde, ACE focuses on the financial inclusion of women from marginalized ethnicities and those affected by AIDS.
ACE offers two types of flexible loans alongside a voluntary savings program. The amortizing and bullet loans provide borrowers with key capital at an interest rate of 18%, compared to the national averages of 23.01%. The savings program pays clients 6% returns per annum.
Kiva lender’s funds help ACE to expand its services into new communes and more districts and offer loans to more vulnerable individuals. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 72
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,114.9
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Thanh Luong 1 Group's $1,500 loan helped a member to buy chickens and ducks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 28, 2014
Currency Exchange Loss:
Mar 17, 2015