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Dora Victoria Muñoz

Update on Dora Victoria Muñoz

Not only the rainbow of colors of the clothing that Dora sells in her second-hand store calls the attention of the visitors, but also the brands of all the clothing. In this store, one can find good quality clothing for lower cost. For the past five years, she has worked in this business and knows her customers' tastes. Her husband and children are an essential pillar in her life because they help her working in the shop.

Her goal is to attract more customers, showing a variety of clothing and accessories that capture their attention. For this, she decided to turn to Kiva Mi Crédito, for the purchase for footwear and bags. In this way, her shop will be complete and her visitors won't look for things in another shop.
View original language description ↓
No sólo el arco iris de colores, de la ropa que ofrece Dora en su tienda de segunda mano, es lo que llama la atención de los visitantes, sino las marcas de todas sus prendas. En ella, se puede encontrar artículos de buena calidad por menor precio. Desde hace cinco años que se dedica a este negocio y conoce los gustos de los clientes. Su esposo e hijos son un pilar esencial en su vida porque la apoyan trabajando en el local.
Su propósito es atraer más clientela, exhibiendo variedad de prendas y accesorios que llamen la atención. Por lo que decidió recurrir a KIVA Mi Crédito, para la compra de calzado y bolsos. De esa forma su local estará completo y sus visitantes no buscaran artículos en otra tienda.

Previous Loan Details

Dora, 57, lives in the city of León. She is the mother of three children. She’s married. She’s a merchant who sells used clothes. She’s been in business three years. She says that her first experience in commerce was when she had an eatery called Vicky that she had for 15 years. She then ... More from Dora Victoria Muñoz's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dora Victoria Muñoz to purchase footwear and bags.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
May 12, 2014
Jun 5, 2014
Currency Exchange Loss:
Sep 17, 2014