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María Ester
Ester is 21 years old and is a hardworking and enterprising young woman. Every day she gets up to go to work thinking of the well-being of her two daughters. She is partnered and her partner works as a cow milker in a cattle farm in the area.

She has a restaurant in the town, in a place she rents in the market. She has worked in this for the last 5 years, she started in this business thanks to the help of a friend who taught her the job.

She needs the loan to pay off a debt. She has a loan that she has been paying monthly without any problems, with the earnings from her business, but for health reasons (pregnancy) she had some expenses and got behind. For this reason, the financial institution had given her a limited time to pay off the debt completely but at the moment she doesn't have the full amount.

Her primary desire it to be able to work with her own capital. Also, she dreams of getting her own place for her business, since she is now renting and a large part of her earnings go toward paying that.
View original language description ↓
Ester tiene 21 años de edad, es una joven laboriosa y emprendedora, todos los días se levanta para ir al trabajo pensando en el bienestar de sus dos hijas. Ella está acompañada y su pareja trabaja como ordeñador de ganado bovino en una hacienda ganadera de la zona.

Ella tiene un comedor en el pueblo, en un puesto que alquila en el mercado, trabaja en esto desde hace 5 años; se aventuró con este negocio gracias al apoyo de una amiga, quien le enseño este oficio.

El préstamo lo necesita para pagar una deuda, ella tiene un préstamo que viene pagando mes a mes sin ningún problema, esto con las ganancias del negocio, pero por problemas de salud (embarazo) tuvo que realizar unos gastos y tuvo un retraso, por lo que la institución financiera le ha dado un tiempo límite para cancelar la deuda en su totalidad, pero ella en este momento no cuenta con la cantidad completa.

Su principal deseo es poder trabajar con capital propio, también, sueña con adquirir un local propio para el negocio, ya que alquilando, considera que una gran parte de la ganancia se queda en el pago de este.

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 558
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Ester to pay a debt.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2014
Jun 5, 2014
Currency Exchange Loss:
Dec 17, 2014