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Gagik lives in the village Sevkar in the Tavush region. He lives here with his wife and three children.

For 20 years, Gagik has been busy with farming and agriculture. He used to work as a locksmith, then he was a contractual military serviceman, but now he has no other occupation, except farming, in which his elder son and wife help him.

On his farm, Gagik has a cow, three bulls, a calf, five sheep, two pigs and ten chickens. Thanks to his hard work around the farm, he manages to sell pork, mutton, milk, and eggs.

Also, in his car, driving about Ijevan City, he sells the fruits and vegetables of his land, such as potatoes, greens, onions, apples, plums, and figs.

Gagik greatly wants to make his farm richer with cattle, so he asks for this loan in order to buy a bull, three pigs, and animal fodder.

Additional Information

More information about this loan

This loan is designed for borrowers in rural areas with a special focus on the agribusiness sector in Armenia.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 144
    View loans »
    Armenia Loans Fundraising
  • $16,809,825
    Funds lent in using Kiva
  • 412.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Gagik to buy a bull, three pigs, and animal fodder.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 30, 2014
May 28, 2014
Currency Exchange Loss:
Nov 17, 2015