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This 52 year old woman is Mayram. She is a gardener from the region of Sarband. Mayram rents 1.1 hectares of land, and on one half raises wheat, potatoes, and melons, while the other half is a large orchard. Mayram has been engaged in this work for more than 5 years. Members of her family diligently help her in her work. Mayram has a husband and four daughters. Her husband works in hydroelectrics. Mayram is a modest, honest, hard-working villager, and loves what she does. Mayram wants to put a fence around her garden, but does not have the 1700 US dollars she needs. With this money she plans to buy iron bars and pipes to build the fence. This loan is very important to her.
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Эту 52-летнюю женщину зовут Майрам. Она является садоводом и растениеводом из района Сарбанд. Майрам арендует 1,10 га земельного участка, на половину которого выращивает пшеницу, картофель и бахчевые культуры, а на остальной части ее арендуемой земли расположен большой фруктовый сад. Майрам занимается данными деятельностями на протяжении более 5 лет. Члены семьи усердно помогают ей в этих деятельностях. У Майрам муж и четверо детей. Ее муж работает в ГЭС.
Майрам скромная, честная, трудолюбивая сельская женщина. Ей нравится то, чем она занимается. Майрам сейчас хочет оградить свой сад и для этой цели ей не хватает 1700 долларов США. На эту сумму она собирается купить железные решетки и трубы, чтобы поставить ограждение. Этот кредит ей очень важен.

Additional Information

More information about this loan

This loan is part of Humo's Investment Product loan program targeting new and existing clients seeking to invest in their businesses by purchasing (capital) equipment. This program offers borrowers a grace period prior to first repayment and a lower interest rate comparing to the standard interest rate. By funding this loan, you are supporting a program that gives borrowers a chance to start and grow small businesses and increase their productivity.

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Mayram to buy iron bars and pipes to put a fence around her garden.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 13, 2014
Jun 1, 2014
Currency Exchange Loss:
Sep 17, 2014