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Rameswari is a 24-year-old divorced lady who lives with her parents and her one daughter in a small village of Koraput district of Odisha state, India. She has taken a divorce for her personal reasons.

Rameswari is engaged in tailoring activity. Her father is a farmer engaged in paddy and vegetable cultivation, and he helps her to purchases materials of tailoring like threads and cloth from the market. Rameswari earns 3,000 INR per month from this activity and she is the only regular earning person of her family.

She wants to open a tailoring training center so that she can earn more to better support her family. Rameswari has applied for a loan amount of 20,000 INR to purchase a new sewing machine, threads and other necessary items for tailoring. She hopes to build a house for her family and wants to educate her daughter.

She is very happy and thankful to Kiva for this kind help and support.

Additional Information

More information about this loan

This loan is designed for single mothers, widows and unmarried women, who are often excluded from Self-Help Groups in India. Many of these women, usually with families to support, do not have access to microfinance and often work as casual labor or domestic help. Self Help Groups are hesitant to accept them due to the social stigma attached to their status and very few microfinance organizations offer loans to individuals. By supporting this loan, you are enabling a poor woman in India to establish or grow her business.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 93
    View loans »
    India Loans Fundraising
  • $6,138,650
    Funds lent in using Kiva
  • 58.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $350 helped Rameswari to purchase a new sewing machine, threads and other necessary items for tailoring.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Apr 23, 2014
May 28, 2014
Currency Exchange Loss: