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Kuwadzana Group
In this Group: Constance, Nyarai
Constance and her friend, Nyarai live in Highfields, Harare in Zimbabwe. The two are the remaining members of the Kuwadzana group. Constance is seated on the right side. She is a cross border trader who travels to South Africa, Botswana and Zambia buying new and second hand clothes for resale. She has gone through the training offered at Thrive and has benefitted from it as she now keeps good records that enable her to make informed business decisions.
Constance and her friend need a loan of $1,000 in order to boost their businesses and increase their profit margins. Her husband is an unskilled carpenter who gets jobs sporadically so he does not have a regular source of income. The money that Constance makes from her cross border trading helps with the family’s livelihood and it would be a great help if she got this loan from Kiva.

Additional Information


THRIVE Microfinance is a for-profit microfinance institution in Zimbabwe that was founded in 2012 by former Kiva Fellow Henry Bartram. The organization provides productive business loans that utilize the group lending methodology, lends only to women, and provides auxiliary training before and after loans.

The organization currently supports approximately 25 groups of women, with $190,000 outstanding. With Kiva’s support, THRIVE will strive to reach their goal of $350,000 by the end of 2014.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Zimbabwe

  • $2,000
    Average annual income
  • 8
    View loans »
    Zimbabwe Loans Fundraising
  • $4,142,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kuwadzana Group's $1,000 loan helped a member to buy clothes, shoes and household items for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 20, 2014
May 27, 2014
Currency Exchange Loss:
Dec 17, 2014