Amigas Por Siempre Unidas Group
The businesses which the members of the community bank pursue vary and among them are: an embroidery shop, the sale of sweets, a butcher shop, blanket weaving, food sales and the sale of condiments.
The loan they will take out will benefit small business entrepreneurs, such as Sofia. She notes that this is her first time joining Pro Mujer. She joined at the invitation of a promoter from the institution who went to her area and formed a group.
She currently has a business selling condiments. She opened this business several years ago when she observed that these products were very marketable.
The loan she now wants to take out is to increase her capital (purchasing condiments wholesale) which she will acquire from the street markets in the city of El Alto. She will then prepare and sell out of her place of business. This type of work allows her to generate funds to support her family since she is in a common law marriage and has three children.
When asked what she likes about Pro Mujer she answers that she likes the health aspect and the workshops offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sofía es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a su zona y formo un grupo. En la actualidad ella tiene un negocio de venta de condimentos; da a conocer que este negocio inicio hace varios años atrás, al observar que estos productos eran altamente comercializados.
El crédito que ahora sacará es para el aumento de capital (compra de condimentos por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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