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Valle Sagrado De Urubamba Group
In this Group: Ofelia , Gustavo*, Fanny , Katy, Rosa, Allett Cruzcaya, Jose Luis, Roxana, Julio Cesar , Jaime , Ayde, Isabel
* not pictured
Rosa belongs to the communal bank Sacred Valley of Urubamba. The bank is located in the district of Urubamba, the province of Urubamba and the department of Cusco. Rosa is 24 years old and has one child who lives with her. She spends her days working in a grocery store and selling different types of products such as rice, milk, and other items. She has enjoyed working in this field and things are going well thanks to her dedication which is shown every day in her work. She hopes to continue growing the business in order to support her family.

She is requesting credit to buy rice, sugar and other items. She feels thankful for the loan that is being offered and she promises to comply with the repayment plan. The other members of her group work in telecommunication, groceries, transportation, education, and sales.
View original language description ↓
La socia pertenece al banco comunal VALLE SAGRADO DE URUBAMBA, él banco está ubicado en el distrito de Urubamba, provincia de Urubamba y departamento de Cusco.
La socia Rosa tiene 24 años de edad tiene 01 hijo y es conviviente, la socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia vende diferentes tipos de productos como arroz, leche entre otros, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada di a su negocio, la socia desea poder seguir tajando para de esta manera seguir apoyando a su familia.
La socia solicita el crédito para la compra de arroz, azúcar entre otros.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican a las telecomunicaciones, tienda de abarrotes, docente, transporte, venta en el mercado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Valle Sagrado De Urubamba Group's $5,525 loan helped a member to purchase rice, sugar and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 23, 2014
Jun 3, 2014
Currency Exchange Loss:
Sep 19, 2014