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Jessica Nacir
She is from Puerto Cabezas. She is 29 years old and the single mother of three school age children. She works pumping gas at a gas station in the city of Bilwi. For approximately five years she has lived in a wooden stilt home.

Her objective is to improve her house so that her family can live safely. In order to do so, she is requesting a second loan to buy construction materials to change the wood of her house. She will buy crude lumber and planed wood, nails and metal sheeting. She will also pay for the labor.

Her dream is to provide her family with a house in adequate condition and to support the professional and personal development of her children.
View original language description ↓
Es originaria de Puerto Cabezas, tiene 29 años de edad, es madre soltera de 3 hijos, en edad escolar. Se desempeña como bombera en una gasolinera de en la Ciudad de Bilwi. Desde hace aproximadamente 5 años habita en una casa de tambo de madera. Con el objetivo de mejorar su vivienda y que su familia viva de manera segura, solicita su segundo financiamiento, para comprar materiales de construcción para cambiar la madera de su vivienda: madera rustica y cepillada, clavos, zinc y para cubrir costos de mano de obra. Su sueño es brindarle a su familia una vivienda con las condiciones adecuadas y apoyar al desarrollo profesional y humano de sus hijos.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Jessica Nacir to buy construction materials and to pay for labor.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 22, 2014
Jun 3, 2014
Currency Exchange Loss:
Apr 23, 2015