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Alma is 37 years old and lives in Culo, Molave, Zamboanga del Sur. She is married with two children.

Alma has a mini junk shop business and earns approximately PHP 10,000 each month doing this type of work. She has requested a loan for additional capital to buy junk metal, plastic and other materials.

Alma has been a member of PMPC for four years. In the future, she hopes to improve her business and engage in another business to support and give a good future to her children.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 320
    View loans »
    Philippines Loans Fundraising
  • $70,648,200
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Alma to pay for junk metal, plastic and other materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 22, 2014
May 27, 2014
Currency Exchange Loss:
Nov 17, 2015