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Malika is a woman with a kind heart. She is married and has three children. Her husband is Olimjon. Olimjon is a builder.

For more than 12 years, Malika has been busy with a bakery. She cooks flatbreads and sells them in a local market. Her working day begins at 5am. She works hard to run her business. Her children help her with cooking bread. She also has additional income from animal husbandry.

Malika is going to repair her house and build a bathroom. Her son is going to organize his marriage party. Malika wants to finish repairing her house for her son’s marriage party.

Malika is asking for a loan of TJS 7,000 (somoni) to buy materials, such as cement, wood, and bricks to repair the house and build the bathroom. She awaits your mercy.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 260
    View loans »
    Tajikistan Loans Fundraising
  • $31,857,900
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Malika to buy building materials, such as cement, wood, and bricks to repair her house and build a bathroom.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 19, 2014
May 27, 2014
Currency Exchange Loss:
Oct 18, 2015