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Mouhamad is a 24-year-old married father of two who has been repairing car tires for the last nine years. He now manages a scrap shop that he acquired from his father and uncles, who had trained him in the field.

Since Mouhamad is a Palestinian refugee and lives in a refugee camp with limited work opportunities and wide competition, he has faced and mostly overcome many obstacles in managing his shop.

He is the sole earner in his family, and he makes enough to just get by. As a consequence, Mouhamad can't afford to send his two children to school. He acquired a YOUTH loan from Kiva’s field partner Al Majmoua in order to increase his merchandise, which promises progress in new extra income.

In the future, he intends to explore a certain piece of land to enlarge his market in more scrap and pre-used electronics.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 40
    View loans »
    Lebanon Loans Fundraising
  • $19,500,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mouhamad to increase his merchandise, which promises progress with new extra income.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 28, 2014
May 27, 2014
Currency Exchange Loss:
Mar 17, 2015