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Horn's Group
In this Group: Horn, Khean, Sophal
Horn is a resident from the Ponhea Krek district of Kampong Cham province, and she is 28 years old. She also is a mother of two schooling kids. She is a local farmer who grows rice and cassava, and sometimes, her husband works for others for a fee. She has been engaged in her current business for eight years, and she can earn income of 26,600 KHR (Cambodian riels) per day.

She is a second-time borrower with VisionFund (Kiva’s partner). Now, she is leading her group to ask for a new loan. She is planning to use her entire loan portion to buy fertilizer for her cassava farmland. She strongly hopes to gain a better yield than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Horn's Group's $950 loan helped a member to buy fertilizer for her cassava farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 25, 2014
May 26, 2014
Currency Exchange Loss:
May 17, 2015