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Trinidad Susana
The businesswoman Trinidad C. B. is 34 years old, and married with three children in primary education. For six years she has run a store where she sells a variety of products, such as meat, staple grains and other things.

With her business she contributes to her household's expenses, as her husband is unemployed and must wait for whatever work he can find. Essentially, her family of five people depends upon her business' success.

Though her store is quite well stocked, she requires a loan to increase the variety of products and to obtain greater profits.

She is asking for financing to buy the following : 60 pounds of chicken which costs US$1/lb., 2 dozen bottles of La Lechera milk (US$30/dozen), 30 pounds of beef (US$1.50/lb.), 2 quintals (a quintal is equivilent to 46kg, or 100 lbs.) of american rice (US$50/quintal), 3 quintals of national rice (US$45/quintal), 3 quintals of sugar (US$30/quintal), 3 drums of oil (US$33/drum) and 6 dozen pieces of soap (US$6/dozen).
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La microempresaria Trinidad C. B. tiene 34 años de edad es casada con tres hijos los cuales estudian en nivel primario. Esta señora se dedica desde hace 6 años a administrar una pulpería en donde vende una variedad de productos, tanto cárnicos como de granos básicos y otros.

Con este negocio aporta a los gastos de la casa ya que su marido se encuentra en el desempleo a la espera de cualquier trabajo que pueda encontrar. Por lo que prácticamente su familia (que consta de 5 personas) dependen de este negocio.

Esta pulpería se encuentra bastante surtida sin embargo requiere de un financiamiento para aumentar sus productos y poder obtener mayores ganancias.

Por lo que necesita que se le financie lo siguiente: 60 libras de pollo los cuales compra a US$ 1 dólar cada libra, 2 docenas de leche la lechera a US$ 30 dólares cada docena, 30 libras de posta de res la cual compra a US$ 1.50 cada libra, 2 quintales de arroz americano a US$ 50 dólares cada quintal, 3 quintales de arroz nacional a US$ 45 dólares cada quintal, 3 quintales de azúcar a US$ 30 dólares cada quintal, 3 bidones de aceite a US$ 33 dólares cada bidón y 6 docenas de jabón de lavar a US$ 6 dólares cada docena,

Additional Information

Important Information

Please note that Kiva considers loans from this Field Partner, ADEPHCA, to be particularly high risk. This organization is very small and started working with Kiva before certain core risk and due diligence policies were put into place. ADEPHCA organization would not fit under Kiva’s current partnerships criteria because they do not have any audited financial statements, they do not have established internal controls, and they currently have no other sources of funding than Kiva. Kiva continues to allow ADEPHCA to raise funds on the website for two reasons. First, if Kiva were to abruptly end the partnership we believe there would be a higher risk of loss for lenders, since cutting off the Kiva funding source would put ADEPHCA in a financially distressed position. In addition, since ADEPHCA provides loans in some of the poorest and most remote areas of Nicaragua where there are almost no other options for funding, we believe these loans could still be of interest to lenders even considering the increased risk.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Trinidad Susana capital to purchase stock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2008
Nov 12, 2008
Currency Exchange Loss:
Feb 15, 2010