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Adama's Group
In this Group: Adama, Marème , Aïssatou*, Déguène , Fatou, Astou, Astou, Fatou, Mbayang, Saye, Arame , Amy, Teningue , Amy, Coumba*, Lémouh, Fatou*, Thioro, Anta
* not pictured
This group has been created on December 24, 2010, at the launch of the local banc villageois. Its members form a close-knit community. They all work as vendors.

Our star borrower, Saye, the one standing on the right raising her hand in the photo, is 64 years old. She is married and has ten children, four of whom are daughters (two of them are already married). With her loan she will buy peanuts to process them into oil and "rakal" [animal fodder]. She will buy peanuts at 500 West African francs per kg [2.2 lbs] in Ndangalma, a village hosting a weekly market, or in Bambey Séreres. She owns equipment for processing peanuts and obtains 80 liters [21 gal] of oil and 45 kg [99 lbs] of "rakal" from 200 kg [440 lbs] of peanuts. She resells oil for 1,000 francs per liter and rakal for 350 francs per kg. The revenues from her business will allow her to grow her savings, pay off her interest and improve the life conditions of her family by buying clothing for her children and grandchildren, as well as by improving her family's nutrition.
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Le groupe a été crée le 24 décembre 2010 à l'inauguration de son banc villageois. Il est composé de membres ayant une bonne cohésion sociale et exerçant toutes le petit commerce comme activité.

Debout à droite de la photo, et levant la main, la vedette Saye est âgée de 64 ans. Elle est mariée et mère 10 enfants dont 04 filles( avec 02 qui sont mariées).

Avec son pr^t reçu, elle achète des graines d'arachides pour transformer en huile et rakal. Ainsi elle achète le kg à 500 frs à Ndangalma village abritant un marché hebdomadaire ou à Bambey Séreres. Elle dispose de machine pour la transformation et obtient avec les 200 kgs 80 litres d'huile et 45 kgs de rakal. Elle revend le litre à 1 000frs et le kg de rakal à 350 frs.

Les bénéfices générés par l'activité lui permettent de renforcer ses épargnes, payer ses intérêts et améliorer les conditions de vie de sa famille par l'achat d'habits pour ses enfants et petits fils ainsi que l'amélioration de la qualité de la nourriture.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 0
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    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 478.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD