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Mariam's Group
In this Group: Mariam, Zalia, Babirye, Steven, Betty, Harriet, Cissy, Judith
N. Mariam is proud to be the only Hajjat in the group of Nkokonjeru. Her business is buying and selling mukene (small silvery fish) from Nkombwe landing site in Ngogwe Sub County for eight years now. Before this business, Hajjat used to sell tomatoes and onions, but because they were perishables, she was always losing money.

With the small fish, it’s a matter of drying them properly; do so and they will last for a very long time. Mariam says the prices of the fish keep fluctuating depending on the season, and this influences her selling price. Mariam is a widow who cares for five orphans and three other orphans (her stepchildren), who are all in school; two are in candidate classes.

Since she started getting loans, Mariam has managed to care for her family and has bought some land for farming hence reducing the cost of buying everything including food. She has also bought some goats which she sells and has a dream of buying a cow (a good one costs about one million Uganda shillings). A cow would provide milk for sale, and Mariam hopes this will happen for her and her family soon. She plans to buy more small fish for her stock once she has access to a loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 81
    View loans »
    Uganda Loans Fundraising
  • $33,534,000
    Funds lent in using Kiva
  • 1,985.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Mariam's Group's $2,200 loan helped a member to buy more fish for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 11, 2008
Oct 28, 2008
Currency Exchange Loss:
Apr 15, 2009