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Jaime Saúl
Jaime is a Kubo Financiero’s client and this is his story:

Jaime is 38 years old, single, has no economic dependents and lives in a house he owns. He makes a living selling regional food he brings from the southern Mexican state of Oaxaca, his birthplace.

Jaime visits his clients door-to-door offering these Oaxacan products, such as mole, different cheeses, chocolates, meat and tamales. He travels around in his car visiting the clients he already knows and new ones who are referred to him.

Jaime asks for this loan to buy merchandise for his business, especially since he can only buy it when he travels to Oaxaca. A big accomplishment for Jaime is that he has been able to take over the business his father previously owned and keep it going. He aspires to make it bigger.

Additional Information

About Kubo.financiero

Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.

About Mexico

  • $15,600
    Average annual income
  • 40
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jaime Saúl to buy Oaxacan food for his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 5, 2014
May 23, 2014
Currency Exchange Loss:
Mar 17, 2015