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This is 35-year-old N'pha. He is married and has two children, aged 6 and 4 years.

In 2010, N'pha established his clothing and slippers business. N’pha sells mainly T-shirts, jeans and slippers. He began his business because he started selling for his boss and later decided to open his own business. Working 7 days a week and 11 hours a day, he earns about Le 700,000 every month from this business.

He would like a loan in the amount of Le 3,000,000. N'pha requires a loan to buy more stock of T-shirts, jeans and slippers for his business.

In the future, N'pha plans to improve his business and educate his children. He thanks you for your support and wishes you all the best.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,395.6
    Sierra Leone Leones (SLL) = $1 USD
A loan of $700 helped N'pha to buy more stock of T-shirts, jeans and slippers for his business.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 16, 2014
May 23, 2014
Currency Exchange Loss:
Jun 22, 2014