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This is 45-year-old Sallu. He is married and has two children, aged 6 and 4 years; one is a school-going child. In 2009, Sallu established a charcoal and firewood business. He began his business because he had to take care of himself and his family, and to increase his earnings.

Working seven days a week and 11 hours a day, he earns about SLL 700,000 every month from this business. He would like a loan in the amount of SLL 4,000,000. Sallu requires a loan in order to purchase more charcoal and firewood for resale.

In the future, Sallu plans to improve his business and give the best education to his children. He thanks you for your support and wishes you well.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,395.6
    Sierra Leone Leones (SLL) = $1 USD
A loan of $925 helped Sallu to purchase more charcoal and firewood for resale.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 16, 2014
May 23, 2014
Currency Exchange Loss:
Jun 22, 2014