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Academic Group
In this Group: Eyi, Comfort, Jumai
Eyi is the featured borrower of the Academic Group. She gets along with the other group members, and held hands when they applied for a loan from Kiva partner ID-Ghana, so that they can fulfill their needs.

Eyi is a 34-year-old single mother of two children. Ten years ago, she started working at her house, selling fruits and cereal, to support her children's education and herself. Her incomes isn't enough to cover her children's increasing needs. For this reason, her portion of the requested loan will be invested in buying fresh fruits and cereal that will attract her customers’ attention and increase her income.

Eyi hopes to expand her business in the future, and move to a bigger shop. The other group members are Comfort and Jumai.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 15
    View loans »
    Ghana Loans Fundraising
  • $12,610,025
    Funds lent in using Kiva
  • 2.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Academic Group's $1,450 loan helped a member to buy fresh fruits and cereal that will attract her customers’ attention and increase her income.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 8, 2014
May 23, 2014
Currency Exchange Loss:
Dec 17, 2014