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This is 42-year-old Musu. She is married and has four children, aged 7, 13, 20, and 25 years. She has one additional dependent, who lives with her to help with the house chores. In 1999, Musu established her cooking utensils business. She began her business just to be self reliant and help the husband run the affairs of the home.

Her business is located at the city centre and her main customers are adults. Working 7 days a week and 10 hours a day, she earns about Le 1,900,000 every month from this business. She would like a loan in the amount of SLL 5,000,000. Musu requires a loan in order to buy sets of pans, dishes, and plastic buckets. She hopes that this loan will improve the stock and raise the profit.

In the future, Musu plans to educate her children to university level and continue to improve her business so that she can secure more revenue for the education of her children. She thanks you for your support and wishes you well.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,395.6
    Sierra Leone Leones (SLL) = $1 USD
A loan of $1,150 helped Musu to buy more sets of pans, dishes, and plastic buckets for her stall.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 9, 2014
May 23, 2014
Currency Exchange Loss:
Jun 22, 2014