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Mohamed Chernor
This is thirty-seven-year-old Mohamed Chernor. He is married and has two children aged twelve and three. In 2011, Mohamed Chernor established his business selling extension cables, light bulbs, mobile phone accessories, switches, CDs and pure water.

He began his business because he dropped out of school after Year 3 and began to learn carpentry but was not much interested in carpentry. He made some hangers and sold them, and the money he gathered was used to start a cosmetics business. Mohamed then changed his cosmetics business into a business selling phone accessories and electrical items because his profits in the cosmetics business were low.

Mohamed's current business is located in the city center and his main customers are young women and men around town. He works fifteen hours a day, seven days a week. He would like a loan in the amount of 4,000,000 SLL in order to buy more mobile phone accessories and electrical items. He hopes that this loan will help him attract more customers. In future, Mohamed plans to complete his building and educate his children. This loan will help him achieve his plans. He thanks you for your support.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,395.6
    Sierra Leone Leones (SLL) = $1 USD
A loan of $925 helped Mohamed Chernor to buy more electrical and mobile phone accessories for his business.
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 9, 2014
May 23, 2014
Currency Exchange Loss:
Jun 22, 2014