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San is 58 years old and married with four children who are attending school. San lives with her husband and children in Kaoh Koun Satv village, a rural area of Preah Sdach district, Prey Veng province. For the past 30 years, San has grown rice on a few parcels of land and has the support from her husband and children. Normally she is able to earn approximately USD $10 per day, which she uses for daily household expenses.

Thanks to Hattha Kaksekar's new water loan program with a special rate, San is encouraged to focus on ensuring healthy living conditions, safeguarding her family's health and protecting the environment. She will use the loan she's applying for to build a hygienic latrine and septic tank to improve her household sanitation practices for the sake of her family. She will also use a portion of her loan to buy a solar home system set in order to allow her family to gain access to solar energy.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 161
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped San to build a hygienic latrine and septic tank to improve her household sanitation practices for the sake of her family.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Apr 22, 2014
May 23, 2014
Currency Exchange Loss:
Jan 17, 2016